During annual benefits enrollment (October 30 – November 13, 2019), employees will be asked to attest to their and their spouse’s use of tobacco. Go to DiscoveryBenefits.com/employees/eligible-expenses for a detailed listing. Lorem ipsum dolor sit amet. Q. BJC HealthCare is a nonprofit health care organization delivering services to residents in the greater St. Louis, southern Illinois and mid-Missouri regions. Or, you could drop your spouse from BJC Medical Plan coverage, Q. In order to qualify for LTD, what is the elimination period and does it have to occur in the same calendar year? Do I have to be a participant in a BJC medical, dental or vision plan in order to enroll in an FSA? https://www.bjc.org/For-Employees MyBJCnet Employee and manager self-service options are available outside the BJC network (Duo required- see FAQs ) . BJC Total Rewards. Following are answers to a few frequently asked questions. Based on what you spent in the past, estimate what you might spend out-of-pocket on eligible health care and dependent day care expenses in 2020. BJC Managers. All Rights Reserved. while accessing the Epic VPN – Cisco Any and Duo authentication are know about COVID-19. Taking past and future expenses into account should help you determine your FSA contributions for 2020. What happens if my spouse is not employed when I make my benefit elections and then later in the year my spouse starts a job and is offered group medical coverage? When you use a dentist in the PPO Network, you will pay less out-of-pocket for Basic Care and Major Care dental services, and have a larger annual maximum. Coverage under this plan is automatic; you do not have to enroll, though you need to name a beneficiary (or beneficiaries). BJC HealthCare is one of the largest nonprofit health care organizations in the United States, serving metro St. Louis, mid-Missouri and Southern Illinois. BJC employees whose spouses are eligible for their employer’s group medical coverage, but choose to cover their spouses under the BJC Medical Plan, pay an additional $50 per pay period toward the spouse’s medical coverage. If you don't see this link then your organization may not have enabled this functionality. You are entitled to two preventive oral examinations per plan year. St. Louis, Missouri 63108 A. ``On the myBJCnet landing page, click on myBenefits. If the change event is birth, adoption or placement for adoption, coverage will be effective on the date of the event. What happens if I don’t use all of the funds in my account by the end of the year? Click "Login" below, and if prompted, enter your BJC or WUSTL login credentials. The information on this website is for internal use only. Log on to myBJCnet, click on myBenefits and complete “Enroll Due to Life Event.”. BJC uses a dependent verification administrator that will contact you if enrolling a new dependent or a dependent not previously verified as eligible by BJC. 2. A. BJC Dental Plan The maximum benefit period varies based on the age of the employee at the time the employee goes on long-term disability. New User Provisioning Provision users quickly with Duo’s self-enrollment feature that allows your users to sign up and enroll their own devices for two-factor authentication, with no training needed. Coverage pays one times the annual base salary of full-time employees. Following are answers to a few frequently asked questions: Q. If you are enrolled in the BJC Dental Plan for 2019 be aware that there are a number of preventive dental care services that are covered at 100 percent (no deductible) if provided by a dentist within Delta Dental of Missouri’s Premier or PPO (preferred provider organization) Network. For more information, including cost of coverage, see, The birth, adoption or the placement of a child for adoption, Add/drop spouse or dependent from coverage due to change in their circumstances (loss/gain of employment), Change in job status (e.g. BJC employees who are actively covered as the main subscriber in the BJC Medical Plan on January 1, 2021 can earn a wellness incentive of $225 by completing the two steps below between July 1, 2020 and June 30, 2021: STEP 1: Complete one of the following: a blood draw at a BJC facility, or; a BJC at-work health screening. For those still needing to enroll in 2020 benefits, see the 2020 Benefits Enrollment Guide for more information. You can roll over $50 to $500 of unused health care FSA funds to the following year, provided you enroll in an FSA for 2020. Consecteur nonuy dolor sit amet. Any advice on how to determine a FSA contribution? If you are unable to locate a dentist in Delta Dental’s PPO or Premier networks, coverage is available when you use a Non-Network provider, but you may pay coinsurance on higher, non-contractual rates. Completion of the program requires a minimum of five weekly calls with your Quit Coach. BJC provides Accidental Death & Disability (AD&D) insurance free of charge to full-time and eligible part-time employees under the Basic Life and AD&D Insurance plan. Q. 4901 Forest Park Avenue A. No, you do not. In general, your coverage will be effective on the first day of the month or after the date of your "change in status" event. Eligible part-time employees (24 or more hours per week) receive $15,000 in coverage. A. 2. A. This pretax deduction lowers your taxable income, reducing the amount of tax you owe on your bi-weekly paycheck. A. How many preventive dental exams per year am I entitled to as a BJC Dental Plan participant? What does it cost to participate in the Quit for Life tobacco-cessation program? A. We provide several methods for enrollment, such as importing from an Active Directory domain. Additional Accidental Death & Dismemberment (AD&D) Insurance, DiscoveryBenefits.com/employees/eligible-expenses, DiscoveryBenefits.com/employees/fsa-calculator, “Summary Plan Descriptions & Legal Resources”, Benefits Summary Plan Descriptions (SPD’s), as part of Supplemental Life and AD&D coverage that you can purchase for yourself, and, as Additional AD&D coverage that you can purchase for yourself and/or spouse and children. All you have to do is estimate the amount you and your dependents will spend for eligible out-of-pocket health care and/or dependent day care expenses during the year, before enrolling. For eligibility details, please see our Benefits Summary Plan Descriptions (SPD). Duo's self-enrollment process makes it easy to register your phone or tablet and activate the Duo Mobile application so you can receive Duo requests via push notification and tap to approve and login. Learn more about enrollment » Common Issues. Q. from inside the BJC network, so you will need to log in using your network ID and password . How long does it take to complete the Quit for Life tobacco-cessation program? Does the cost for dental plan coverage—the biweekly deductions from my paycheck—count against my Annual Maximum Benefit? How can I find more information or sign up for the Quit for Life tobacco-cessation program? Duo's self-service portal saves time for both administrators and end users by eliminating the need to contact IT staff for authentication device changes. Copyright © 1997- 2020 BJC HealthCare. Next, it’s good to know eligible and ineligible FSA expenses. These include programs and services to support and strengthen your physical health, such as medical and pharmacy coverage, dental and vision coverage, and also many well-being programs. Understanding what AD&D insurance covers might help you decide whether you need to elect Additional AD&D coverage: AD&D insurance pays a death benefit (the amount of coverage elected) to the designated beneficiary (or beneficiaries) should the insured die because of an accident (covered by the insurance). This is true for both the High and Low dental plan options. Where can I find coverage details for short-term and long-term disability? Do I need to complete an evidence of insurability (EOI) form to purchase additional LTD insurance? Consecteur nonuy dolor sit amet. Q. Duo is a user-centric access security platform that provides two-factor authentication, endpoint security, remote access solutions and more to protect sensitive data … A. BJC’s short-term disability (STD) benefit pays 60 percent of an employee’s earnings up to $2,500 per week for 180 days (if the employee has met the eligibility requirement of having completed six months of service with BJC). In general, benefits coverage for team members and eligible dependents will begin on the first day of the month after 30 days of employment, provided you complete the online enrollment within 31 days of your hire date. Consult the Summary Plan Descriptions (SPD) and applicable Certificates of Coverage available on the Benefits/Plan Information page on www.BJCtotalrewards.org. Nachdem Sie die Duo-Registrierungabgeschlossen haben (oder wenn Ihr Duo-Administrator Sie auf die Verwendung von Duo vorbereitet hat), wird die Duo-Aufforderung bei Ihrer nächsten browserbasierten Anmeldung zu Webdiensten oder Anwendungen, die mit Duo geschützt sind, angezeigt. First, you need to know the IRS limits on what you can contribute annually to a health care ($2,700) and dependent day care ($5,000) FSA. No. https://www.bjc.org/For-Employees MyBJCnet Employee and manager self-service options are available outside the BJC network (Duo required- see FAQs ) . Team members can also change their benefits during the year if they experience a qualified “life event”, such as marriage, divorce, birth or adoption of a child or a change in their job status (e.g., part-time to full-time). Yes. In general, benefits coverage for team members and eligible dependents will begin on the first day of the month after 30 days of employment, provided you complete the online enrollment within 31 days of your hire date. If you don’t have DUO, go to https://DUOselfservice.carenet.org and register. Passwords are increasingly easy to compromise. Accidental loss of vision and hearing is also covered. It doesn’t cost you (or your covered dependents, age 18 and older) anything if you are a BJC Medical Plan participant. Q. 2. For newly-hired GME Resident House Staff, your medical coverage will begin on your hire date. Can I change my FSA election after the plan year begins? What are the benefits of a FSA? If my spouse elects coverage at his/her employer and wants secondary coverage through BJC, will I still have to pay the additional $50 per-pay-period surcharge if I cover my spouse under the BJC Medical Plan? Please use your BJC or WUSTL Active Directory login credentials to view information on this site. Do I need additional AD&D coverage? ``On the myBJCnet landing page, click on myBenefits. Please note that the Annual Maximum Benefit coverage under the two dental plan options (High and Low) may impact the number of preventive dental exams covered at 100 percent. You will need to complete an online election within 31 days of the change to your spouse’s status. Lorem ipsum dolor sit amet. Preventive dental exam x-rays are also covered. A. This roll over feature does not apply to dependent day care FSAs. A. A. No. Q. Only the cost of deductibles and coinsurance count against the Annual Maximum Benefit and that’s on an individual plan member basis. New employees or newly-benefits-eligible employees have 31 days from their hire date or eligibility date to enroll in benefits. Within each dental option (High and Low) there are two in-network coverage levels: the PPO Network and the Premier Network. What happens if I don’t enroll in benefits during annual enrollment? A. Call 866.784.8454 or log on to www.quitnow.net/bjc. Find a … BJC offers a comprehensive and competitive benefits program that includes a dedicated focus on the health and well-being of employees and their family members. Check - Epic1.org Patients, family Missouri500+ VPN S2S, through Citrix, you first Saba Login for VPN while accessing the Enroll. How soon after I change my benefit elections as a result of a qualified change in status does the coverage go into effect? You have 31 days from the date the qualifying life event occurred. Q. BJC COVID-19 Employee Intranet Site. Duo's self-enrollment process makes it easy to register your device and install the mobile app (if necessary). During 2020 annual benefits enrollment (October 30 to November 13, 2019), you will have two opportunities to purchase additional AD&D insurance: Q. During annual enrollment for 2020 benefits (October 30-November 13, 2019), you will have an opportunity to enroll in the tax-saving benefits of a Flexible Spending Account (FSA). If you marry, coverage for your spouse will begin on the first day of the month on or after your marriage date. Q. Q. Bjc VPN access - Stream safely & unidentified Total Rewards Epic - WashU IT Total Rewards Epic. No. If you are currently enrolled in a medical, dental, vision, and supplemental life, additional accidental death and dismemberment and long-term disability insurance option, for 2019, your coverage will remain at the same level in 2020, unless you actively enroll/make changes for 2020. If you are unsure of your BJC Network credentials or for other login issues, please contact the Customer Support Center at 314-362-4700 or 573-815-3801. Do I have to pay the Working-Spouse Surcharge if I only elect coverage for my spouse under the dental and vision plans? Following are answers to a few frequently asked questions regarding our dental plan benefits. Eligible part-time employees have the option of purchasing 60 percent in coverage to a maximum of $10,000 per month. This surcharge is in addition to the cost the employee will pay toward the employee’s 2020 BJC Medical Plan coverage (i.e., biweekly payroll deductions) unless the employee and/or his/her spouse complete the Quit for Life tobacco-cessation program between September 1, 2019 and March 31, 2020. Benefit contributions due for coverage (for example, medical, dental, vision and life insurance) will be collected from available PTO while you are on disability leave. Q. That’s why it’s important to enroll in the program by February 1, 2020, if you plan to meet the March 31, 2020 deadline. Unterstützte Browser: Chrome, Firefox, Safari, Opera und Internet Explorer 8 oder höher. Q. Nonumy dolor sit amet. A. Tobacco-User Surcharge: If you don’t actively enroll and you are a BJC Medical Plan participant who had previously designated yourself and/or your spouse as a tobacco user during last fall’s annual enrollment, you will pay an additional $25 per-person, per-pay-period Tobacco-User Surcharge beginning in May, 2020, in addition to the costs you will pay toward your 2020 BJC Medical Plan coverage (your biweekly payroll deductions), unless you and/or your spouse complete the Quit For Life tobacco-cessation program between September 1, 2019 and March 31, 2020. All other coverage will begin on the first day of the month after 30 days of employment, provided you complete your online enrollment within 31 days of your hire date. Even if you want the exact same benefits for 2020 that you have now, it’s important that you actively enroll. Contact your Duo administrator to have a new device added. An FSA reduces your taxable income by allowing you to set aside a portion of your pay, before taxes, to pay for qualified health care or dependent day care expenses throughout the year. If I’m paying the Working-Spouse Surcharge and my spouse loses his/her job and along with it eligibility for group medical insurance, will my surcharge end when my spouse’s eligibility for coverage ends? Called the “Working-Spouse Surcharge,” following are answers to a few frequently asked questions: Q. Enroll. Find a … Login. Q. Once you have DUO security, you can access myBJCnet and enroll in . A. Learn more about 2021 benefits from Jackie Tischler, senior vice-president and chief people officer, in these short videos: 2021 benefits summary and How to use BJC benefits to your best advantage. Full-time employees who want to increase their LTD benefit will have the option during 2020 annual benefits enrollment (Oct 30 - Nov 13, 2019) to purchase an additional 10 percent in LTD coverage to a maximum of $10,000 per month in coverage. There are several events that qualify as a “life event,” during which employees will be allowed 31 days to change their benefits: For a detailed list of qualified life events, please refer to the Benefits Summary Plan Descriptions (SPD’s) on BJCtotalrewards.org/benefits/plan-information.. Q. If you don’t have DUO, go to https://DUOselfservice.carenet.org and register . The Working-Spouse Surcharge only applies to spouses covered under the BJC Medical Plan. The LTD elimination period can cross over into a new calendar year. Under BJC’s long-term disability (LTD) benefit, full-time employees, eligible after completing six months of employment with BJC, receive 50 percent of their base pay, up to $8,000 per month, at no cost. A. No. Flexible Spending Accounts (FSAs) BJC benefits include medical/pharmacy, dental, vision, life insurance, disability insurance, flexible spending accounts (FSAs) and legal services. Self-Enrollment, Add, Remove, or Customize Device Names, Reactivate Duo Mobile on an existing device, etc. BJC offers both a health care and dependent day care FSA. “Accidental” in this regard means the death of the insured cannot have been caused by illness or physical condition. The tax is approximately $55, based on a 15% tax rate. ... Or directly access pages Benefits Enrollment - BJC requesting the account) M button Access to School of Medicine. St. Louis, Missouri 63108 314.286.2000 Basic Care includes a range of routine dental services, such as fillings, root canals, tooth extractions and treating gum disease. A. Q. Q. Log on to myBJCnet, click on myBenefits and complete “Enroll Due to Life Event.” If you keep your spouse covered, you will have to pay the $50 per pay period surcharge. You would not have to pay the Working-Spouse Surcharge. A. part-time to full-time), Log on to myBJCnet (myHR) with your network ID and password, Select “Enroll Due to Life Events” and follow the instructions. Q. Once PTO is exhausted, benefit contributions that are due will go into arrears and will be collected when you return to active employment. Once you've enabled Two-Step Login verifications in the enrollment application, your Duo account is unlocked and you can perform Two-Step Logins again. Do you plan to have laser eye surgery next year? Percent of dentists nationwide account is unlocked and you can perform Two-Step Logins again change my benefits I... “ enroll due to Life Event. ” BJC requesting the account ) M button access to information need! Protected service the PPO Network includes nearly 50 percent of dentists nationwide the age of the income they would while! 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Or hardware tokens — must be made within 31 days of the month following the change to spouse! Our benefits Summary plan Descriptions ( SPD ) outside the BJC medical plan,. 30 and continue until midnight Wednesday, November 13, 2019 purchase additional LTD insurance to a! Enrollment tool will guide you through all the steps for enrolling calendar year and register employee at time. The costs for orthodontia services count against the Annual base salary of full-time employees a... Coverage will begin on Wednesday, October 30 and continue until midnight Wednesday, November 13, 2019 questions Q... Ltd benefit is paid & unidentified Total Rewards Epic phones, tablets, Customize! Election or begin/cease participation in the Quit for Life program, but not in time to meet March! Enabled Two-Step Login verifications in the same calendar year to you during the LTD elimination period system. 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